Commercial combined
Business Insurance
Business insurance should reflect the operation it protects. We consider physical, financial and liability exposures together, helping established and growing SMEs avoid a collection of disconnected policies.
Discuss your requirements
What cover can include
The relevant protection depends on your circumstances.
These are common areas to consider rather than a complete list or confirmation of cover. We will discuss what is appropriate for you.
Stock
Protection for stock held at your premises or in transit, subject to the policy terms and declared values.
Contents & Equipment
Cover for fit-out, machinery, computers and other assets used by the business.
Buildings & Tenant Improvements
Relevant property protection for premises you own or improvements for which you are responsible.
Business Interruption
Cover designed to support income and ongoing costs after an insured loss.
Liability Covers
Public, products and employers’ liability included where relevant or legally required.
Additional Risks
Cyber, money, goods in transit, legal expenses and other exposures can also be included where appropriate.
Who it can suit
A starting point—not a boundary.
If your circumstances are not described below, that does not mean we cannot help.
- Established owner-managed businesses
- Growing SMEs and sole traders
- Businesses operating from one or more premises
- Firms reviewing several existing policies
Start a conversation
Let’s look at the risk behind the policy.
Tell us what you need to protect and we will come back to you to arrange a conversation.
Contact Vantage