Property & real estate
Property Owners Insurance
We arrange quotations for individual residential lets, blocks of flats, commercial premises, mixed-use buildings and multi-property portfolios. Cover can also be arranged where property is held personally, jointly, through a partnership, company or SPV, subject to insurer acceptance and the correct insurable interest.
Discuss your requirements
What cover can include
The relevant protection depends on your circumstances.
These are common areas to consider rather than a complete list or confirmation of cover. We will discuss what is appropriate for you.
Buildings
Protection for insured damage to residential, commercial or mixed-use buildings.
Loss of Rent
Cover designed to protect rental income following an insured interruption.
Property Owners’ Liability
Protection for legal liabilities arising from ownership of the premises.
Alternative Accommodation
Relevant residential cover where tenants cannot occupy an insured property following an insured event.
Legal Expenses
Optional protection for specified property-related legal costs and disputes.
Portfolio Arrangements
One joined-up quotation for blocks, multiple locations, mixed residential and commercial occupancy and changing portfolios.
Unoccupied, Renovation & Development
Specialist consideration where a building is vacant, undergoing works or moving between development and occupation.
Additional property service
Reinstatement Cost Assessments
Vantage can arrange desktop or on-site reinstatement cost assessments, subject to suitability, provider availability and applicable fees. This is a separate professional service rather than part of the insurance cover itself.
Who it can suit
A starting point—not a boundary.
If your circumstances are not described below, that does not mean we cannot help.
- Single residential lets
- Blocks and standard residential portfolios
- Commercial property and mixed-use buildings
- Multi-property investors and developers
Start a conversation
Let’s look at the risk behind the policy.
Tell us what you need to protect and we will come back to you to arrange a conversation.
Contact Vantage